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More Rules, Same Problem? Regulating Digital Debt Collection in Kenya
Despite successive regulatory reforms, abusive digital debt collection practices persist in Kenya. Boris Awa examines the country's evolving legal framework, recent judicial decisions, and the challenges of enforcement, asking whether stronger consumer protection requires more rules - or more effective implementation of those already in place.
Indonesia’s POJK No. 30/2025 and the governance of digital financial intermediation
Indonesia’s POJK No. 30/2025 introduces governance and risk-management duties for licensed financial-sector technology innovation operators, including alternative credit scoring providers and financial aggregators. The regulation is relevant for digital credit markets because it supervises not only financial products, but also the organisational, technological and data infrastructures that shape access to credit.