News
Indonesia’s POJK No. 30/2025 and the governance of digital financial intermediation
Indonesia’s POJK No. 30/2025 introduces governance and risk-management duties for licensed financial-sector technology innovation operators, including alternative credit scoring providers and financial aggregators. The regulation is relevant for digital credit markets because it supervises not only financial products, but also the organisational, technological and data infrastructures that shape access to credit.
LAUNCH OF D.I.C.R.I.
The Digital Informal Credit Research Initiative (DICRI) is formally launched today, 13 April 2026.
DICRI is established as an independent research platform dedicated to the systematic study of informal and platform-based credit, digital debt enforcement infrastructures, and the evolving governance of finance beyond traditional legal frameworks. As digital platforms increasingly shape access to credit, repayment structures, behavioural incentives, and enforcement mechanisms, they generate financial ecosystems that operate at the edges - and sometimes outside - conventional regulatory models. Understanding these transformations requires new conceptual tools, comparative research, and sustained interdisciplinary engagement.